Like many entrepreneurs, Juan started the year with a fairly clear picture: there seemed to be no big "clouds" in the political and economic landscape of the country.Therefore, advanced the first quarter of the year decided to launch a dream that had been in mind since he was a university: start your first startup.But, advanced in 2018, the "storm clouds" became a "storm". More precisely in a strong currency crisis and a pronounced devaluation of the peso. What seemed clear at the beginning of the year was not so much. Should I go ahead or "stop until I clarify"?The riders of the stormAs a first approach to the problem, it is worth to present the first maxim to be respected: do not despair. Nuria Plez, Partner at RPA Consulting, pointed out to this medium that the key lies "in how you defined your business model".Specifically, if you undertook taking into account the most common risks or deviations: fixed costs, financial risks, unforeseen opportunity costs, or hidden costs not contemplated.In the same vein, Marcelo Revich, partner of S & A, said that "if the idea is good, if it has been put to the test by potential clients, if the team is committed, we should move forward and not let the project fail just because of financing issues. , more in our country where these types of issues tend to be very changeable "."There are many ways to access financing, even in difficult times, from friends and family, angel investors and accelerators to venture capital funds," Revich said."A scenario of devaluation like the present could even be beneficial in some cases when receiving funds from abroad," said the expert.Loans, fees and collections: risk areaMeanwhile, Ezequiel Passarelli, director of Taxes of SCI Group, described the new panorama facing the new entrepreneur."It's a complex moment to start, the loans are practically stopped and the few who manage to access obtain rates of almost 100% per year," the expert warned."There is no exchange rate stability, so those who are tied to inputs in dollars (importers) are obliged to look for foreign exchange insurance (such as Dollar Futures Contracts) so as not to be out of the market," Passarelli added.In that sense, special care must be taken with the collection deadlines. "The usual deadlines (which may range from 30 to 120 days), became a risky sport in Argentina, if they are in pesos and no adjustment clause is stipulated," warned the professional.On the contrary, those who operate abroad (exporters) are in an unbeatable situation, despite the new export duties of up to 12% (with ceilings of $ 3 and $ 4, depending on whether they are goods or services)."As a general suggestion, in times of recession and crisis, we must be extremely cautious and prudent, and the ambition to grow can cause a company to end up breaking the financial bicycle," Passarelli said.Electronic credit invoice or how to avoid financial misstatementThere is a very useful tool for not being financially de-emphasized: the electronic credit invoice.Bruno Cosentino, CEO of Invoition, pointed out that although "for many years there is the possibility of discounting an invoice in our country, the picture changes before the arrival of the electronic credit bill".The main comparative advantage is given by the scope. "Up to now, certain companies could access this financial instrument, which in turn had to maintain a specific and formal commercial relationship with their client.""Today, the game is open to any issuer of bills, especially those who bill large companies, so, for example, a small medical clinic for their services could, instead of receiving payment from the work social for which he works, at 60 or 90 days, discount his electronic invoice and anchor instantly, "exemplified Cosentino.Another superlative comparative advantage is the agility of the electronic credit invoice: "Discounting a traditional credit invoice until today implies the signing of a series of formal contracts and even the participation of a certifying notary."The new law suppresses all the physical and cumbersome aspects of doing so and enables the creation of simple electronic channels for everything proper to the discount of an electronic credit invoice," the expert explained.From the Executive explained that the electronic invoice of credit will allow, to the industralists, in addition to being financed in the market of capitals, to count on greater saving of operative costs, simplicity in the procedures of collection, diminution of risks of fraud and agility in processes billing and payments.We are facing an electronic executive title that represents goods delivered or services performed and not paid. Transforms commercial invoices into executive titles that legally bind companies.With the electronic credit invoice the company can negotiate the credit in favor in the secondary market or wait for the expiration date of the payment."This tool, which transforms commercial invoices into financing invoices, will grant greater savings in operating costs, simplicity in the procedures for collection, reduction of fraud risks and agility in billing and payment processes," added the Executive.